Privacy Policy

Last updated: 4th December 2025.

We take your privacy and data protection seriously. This Privacy Notice explains how MyHomeownerLoan.com collects, uses, shares, and protects your personal data when you use our website or submit an enquiry. It also describes your rights under UK data protection law.

Please read this notice carefully so you understand how and why we use your information.

Who We Are

MyHomeownerLoan.com is operated by Leadsco Ltd, which acts as the data controller for the personal data you provide.

Company name: Leadsco Ltd
ICO Registration Number: ZA521762
Website: https://MyHomeownerLoan.com
Email: info@leadsco.gi
Registered Address: 13/1 Line Wall Road, Gibraltar, GX11 1AA

Leadsco Ltd introduces consumers to FCA-authorised mortgage and finance brokers.

Personal Data We Collect

We may collect and process the following categories of personal data:

Identity Data
Name, title.
Contact Data
Address, email address, telephone numbers.
Product/Enquiry Data
Information you enter into our online forms, including details relevant to your mortgage or finance enquiry.
Technical Data
IP address, browser type/version, time-zone, device type, operating system, and cookie identifiers.
Usage Data
How you use our website, pages visited, and interactions.
Marketing & Communication Preferences
Your communication preferences and consent choices.
Aggregated Data
Statistics that do not identify you directly (e.g., number of visitors).
Special Category Data
We do not intentionally collect special category or criminal-offence data.

How We Collect Your Data

Directly from you
When you complete our online form, email us, or communicate by phone.
Automatically
through cookies, analytics tools, server logs, and similar technologies. See our Cookie Policy for full details.
From third-party analytics providers
(e.g., Google Analytics) to help understand and improve website performance.

How We Use Your Personal Data

We only use your personal data when permitted by law. Our purposes and lawful bases include:

A. To process your enquiry and introduce you to an FCA-authorised broker
Lawful basis:
Legitimate Interests – to connect you with a suitable financial services provider at your request.
Steps prior to entering a contract – where we pass your details to a broker so they can provide the service you requested.

B. To manage our business and website performance
Website analytics, troubleshooting, testing, security and maintenance.
Lawful basis: Legitimate Interests.

C. To comply with legal or regulatory obligations
Including requirements under financial services legislation.
Lawful basis: Legal Obligation.

D. Marketing (optional and fully controllable)
We may send marketing communications only where permitted, such as:

With your consent or
Where allowed under soft-opt-in rules (if applicable).
You may opt out at any time.

E. To protect our legal rights
Handling complaints or defending claims.
Lawful basis: Legitimate Interests.

Sharing Your Personal Data

We may share your data with:

A. FCA-Authorised Brokers (Independent Controllers)
To provide the service you requested. These may include:

CC Financial Solutions Ltd t/a Lende.co.uk
Lendle Mortgages Ltd
Lendle Finance Group Ltd

B. Regulators and Authorities
Such as the Financial Conduct Authority, the Information Commissioner’s Office, or other relevant regulatory bodies.

C. Service Providers (Processors)
Such as website hosting, IT support, analytics, and security providers.

D. Legal advisers, auditors or insurers
Where required to protect our business or meet legal obligations.
We do not sell your personal data.

International Data Transfers

Some of our service providers may be located outside the UK.

Where transfers occur, we ensure appropriate safeguards are in place, such as:

ICO-approved International Data Transfer Agreement (IDTA)
UK Addendum to EU Standard Contractual Clauses (SCCs)
Adequacy regulations for approved countries

We require all international recipients to protect your data to UK GDPR standards.

Data Security

We apply technical and organisational measures to protect your personal data, including:

Access controls
Encryption where appropriate
Secure servers
Staff confidentiality obligations
Data minimisation practices

We will notify you and the ICO of any data breach where legally required.

Data Retention

We keep your personal data only for as long as is necessary for the purposes for which it was collected.

Typical retention periods:
If you complete a financial transaction via an introduced broker:
We are legally required to retain relevant data for at least 6 years.
If you submit an enquiry but do not proceed:
Typically retained for up to 24 months to respond to queries, manage complaints, or maintain records of introductions.
If legal claims arise:
Data may be held longer only where objectively necessary.

We regularly review retention periods to ensure they remain appropriate and compliant

Your Data Protection Rights

Under UK GDPR, you have the right to:

Access your personal data
Correct inaccurate or incomplete data
Request deletion (where applicable)
Object to processing based on legitimate interests or marketing
Restrict our use of your data
Data portability (structured, machine-readable format)
Withdraw consent at any time (where consent is the lawful basis)

To exercise your rights, contact: info@leadsco.gi

You also have the right to complain to the Information Commissioner’s Office (ICO) at ico.org.uk.

We use essential and non-essential cookies.
Non-essential cookies (analytics, marketing) require your explicit consent.
See our Cookie Policy for full details.

Changes to This Privacy Notice

We may update this notice from time to time. The latest version will always be available on our website and dated at the top.

If you have questions about this Privacy Notice or how we use your data, please contact:

Email: info@leadsco.gi
Postal: Leadsco Ltd, 13/1 Line Wall Road, Gibraltar, GX11 1AA