THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For Secured Loans:
7.9% APRC Representative. This means 51% or more of customers receive this rate or better. Representative Example: Assumed borrowing of £20595 over 240 months, with a fixed borrowing rate of 6.993% per annum for the first 60 months, followed by 180 months at the lender's standard variable borrowing rate of 7.593%. There would be 60 monthly instalments of £175.08 followed by 180 instalments of £181.68. Total amount payable £43302.20 comprised of; loan amount (£20000); interest (£20707.20); Broker fee (£2000); Lender fee (£595). This would result in an overall cost of 7.9% APRC.
A broker fee of up to 11% of net loan will be added. Minimum Term 12 months. Maximum Term 420 months. Maximum APR charged 23.50%.
Rates available from 6.49%.
For Mortgages:
Representative example: A mortgage of £102495 payable over 25 years, initially on a fixed rate at 5.3% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £617.23 and 240 payments of £693.06. The total amount payable would be £185169.00 made up of the loan amount plus interest (£82674) and fees (£2495 lender product and broker fee). The overall cost for comparison is 6.6% APRC representative.
If you choose to proceed with a mortgage arranged by Lendle Mortgages Ltd, a fee is chargeable on completion. The precise amount will depend on your circumstances and estimate that it will be £1495 however it may range from £995 to £5000 depending on the loan amount, type of mortgage and best lender for your circumstances. Details will be provided on an individual basis before any transaction is undertaken. Please see initial disclosure document for further information.
Rates available from 3.88%.
Interest rates quoted on our web site are available at the time of publishing and are updated periodically to ensure accuracy.
There are no fees or charges associated with using this website. Our Financial Conduct Authority authorised partners (CC Financial Solutions Ltd and Lendle Mortgages Ltd), pay us an introductory fee only. We do not receive any other payment regardless of if you take out a loan.
Copyright © 2016-2022 MyHomeownerLoan, All rights reserved.
MyHomeownerLoan.com is a trading style of Leadsco Ltd.
Registered Address: 13/1 Line Wall Road, Gibraltar, GX11 1AA.
UK Office Address: 2nd Floor, 17 Paradise Square, Sheffield, S1 2DE.
Data Protection Registration No: ZA521762.
Leadsco Ltd is an Appointed Representative of Lendle Finance Group Ltd which is authorised and regulated by the Financial Conduct Authority. Registered number 842905.
Privacy Policy |
Cookie Policy |
Complaints Policy |
Contact Us
